Tuesday, 9 August 2011

Keeping Track Of Expenses While On Vacation

Zaini doesn't care about our balancing our daily expenses back home (that's my job), just that when we are on vacation, he did all the daily reconciliation without fail.

The reason being, we didn't want to overspend on things that we run out of cash way before our last day in Japan! We always have a strict budget and we follow the budget pretty well. And no, we don't use our credit card there.

For those who don't know - that's a train ticket in the photo above. Pretty small and I was always petrified about losing them so I always, always passed my tickets to Zaini for safekeeping.

But how do we keep track on non-receipted expenses? Easy! Just take a photo of it and check the photos when we are doing our balancing. ^^

Anyway, good thing that stuff in Japan are priced pretty standard everywhere too. And thank goodness for digital camera!

And all the extras $$$, we splurge on the last few days of our vacation! :)

34 comments:

  1. You guys are really good doing a budget and trying to stick to it. I wish I could do that, but we are always lucky and tend to get spoiled when we return home to Japan by family.

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  2. @Japan Australian,
    Lucky you to have people in Japan spoiling you. ;)

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  3. I recommend to use "Suica" which can ride every train and buses in east area of Japan.:)
    It's convenient and fast to enter stations.

    http://www.jreast.co.jp/suica/whats/index.html

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  4. @cocomino,
    Yes, we have the card. :) I have a post about it : Prepaid card, A conveninent payment option while traveling.

    But we like to track our daily limit so that hopefully it wont exceed to much. ;p

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  5. I should learn from you and not use my credit card too.. much easier to control expenses in that way.

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  6. @peachie,
    But Im only disciplined while on vacation. My credit cards are essential here! ^^

    I just dont want to incur debt due to vacation but oh, the pain of being unable to buy a nice (and expensive pair of shoes there). LOL

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  7. Thats a good idea on keeping track of non-receipted expenses, i may adopt that idea.

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  8. @cuteandcurls,
    You are back!!!! How's baby doing? And Mommy too? Have enough sleep and rest, the both of you? ^^

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  9. Don't worry too much lah.
    Must enjoy life first.

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  10. @London Caller,
    Enjoy life is one thing.

    Stranded in Japan with no $$$ is another. There are a LOT of temptations for us to spend there. xD

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  11. Hey, that's a good budgeting idea, photoing your purchases!

    And I lost those tickets on several occasions. Suica/ICOCA/etc are so much more cconvenient...

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  12. @Blue Shoe,
    You lost your tickets a few times? That's what I was afraid of, with those tiny tickets. Losing them and trying to talk my way out of it. ^^!

    Having a card is definitely much more convenient but of course, if you want back the deposit after your one and only trip to Japan, then it can be a bit of a hassle?

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  13. Good practice to have a check and balance as not to overspent on unnecessary items that we do not need.

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  14. Its hard to believe that Bananaz actually spent less than RM100 during a Shanghai trip for 5 days. Just dont feel like buying things. Everything is paid for including our tips to bus drivers, tour guide and airport tax etc are taken care by our company.

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  15. Merely bought souvenir items home. Always have this in mind when overseas.."only buy things that I need not the things that I like"

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  16. @Bananazஇ,
    You are soooo lucky! Go trips paid for by others. So so jeles.;p

    It's so hard to curb the needless spending. I tend to spend a lot for souvenirs for my friends and colleagues but not for myself.

    You are one clear-headed banana when it come to spending. :)

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  17. Wow, wise money spending... how long you usually travel in Jap? A month? Your hubby must be very good at money matter, especially $$ planning!

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  18. @Alice,
    I wish I can stay that long in Japan! No, it's usually just two weeks a year. ;)

    We are both good at money matter. He's good at conserving and I'm good doing rollovers and gain interest from it. ^^

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  19. I do that too when I travel abroad :D I note down each and every single expense needed along the trip, and I do it each day. Then, I know how much money I had spent in the journey! :)

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  20. Thanks Lina, we are lucky and get spoilt to make up for not being there all the time. Great to have family in Japan to look after us :)

    Japan Australia

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  21. @Japan Australia,
    It is great. :)
    I bet the family feels the same way too, when they visit you guys in Australia. ^^

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  22. You are smart not to use your credit card. They always charge an extra fee when used overseas. It is always good to be under budget than over budget. Running out of money far from home can be scary.

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  23. @AVCr8teur,
    True, better be under budget than over. I do bring my credit card (the one with least overseas transaction fee) just in case of emergency though. Lucky, I've never needed to use it but oh, the temptations sometimes, ;p

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  24. Sorry, I didn't read your every posts.

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  25. @cocomino,
    I didnt expect you to. I have so many posts up here anyway. ^^

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  26. Your ticket is printed the date of last september. Will you come to Japan in next september?

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  27. @minor,
    No. We'll be in Japan in late-Nov to mid-Dec this year. :)

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  28. Back at home. Baby is doing fine thankfully :-)She sleeps ok but come night OI VEY ..I just need to recover my energy hehe

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  29. Oh yeah when I travel with friends, I always end up being the accountant. Don't know why!

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  30. Oh yes thank God for digital camera and now iPhone! Can record all the bills during the trip - in fact can record anything! : )

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  31. That train ticket sure is small! Haha, so clever pass the ticket to Zaini so that you are not responsible if it's lost! LOL!

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  32. @cuteandcurls,
    So she's a night owl, eh? ^^

    Take care and be sure to rest well. :)

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  33. @foong,
    Means your friends all trust you lah. That's good, right? :)

    Hahaha... I know right. Instead of get scolded if losing that ticket, I transfer the responsibility to him. So bad of me. LOL

    Maybe I should get an iPhone and tell Zaini it's for this bookkeeping purpose. Think he'll allow it or not?;)

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